CA Isha Jaiswal | Finance & Excel Tips

This is the one tax advice no one gives you 💸 Here’s everything you need to know about the latest tax changes: > For Salaried Employees: If you earn ₹12.75 lakh a year, you can claim a ₹75K standard deduction and get tax rebates up to ₹12L. But if your income goes higher, the rebate benefit is gone! > For Business Owners: Tax calculation is different for you! If your income is ₹15 lakh, here’s how tax is charged: • First ₹4L – No tax • Next ₹4L – 5% • Next ₹4L – 10% • Remaining ₹3L – 15% As your income increases, the tax slabs change too. > Cryptocurrencies, NFTs, and tokens are now officially recognized. Big step for digital investments! 🚀 > Tenants only need to deduct TDS if the yearly rent is more than ₹6 lakh. Such a relief for renters! 🏠 > Made an error in your tax return? You now have 48 months to update it. Don’t wait—fix it now! ⏳ Want to know which is better - the New or Old Tax Regime? Let me know in the comments, and I’ll explain it in another reel! Don’t forget to like, share, and save this post for later. 🙌 [Income Tax, CA, Tax Tips, Tax Savings, ITR, Business, Cryptocurrency, NFT, News, Government, Finance, Investment, Personal Finance, TDS, India] #tax #incometax #crypto #tds #finance #budget #charteredaccountant

Comment to receive the Latest TAX CALCULATOR for 🆓 Confused about which tax regime to choose? 🤔 Let me make it super simple for you! After the yesterday’s Budget 2025, many of us are wondering whether the old tax regime or the new tax regime is better. And honestly, it depends on your income and how much you invest or save under deductions like HRA, mediclaim, etc. Here’s a quick example: If you earn ₹12.76 lakhs, the new tax regime might save you more with marginal relief, reducing your tax to just ₹1,040! 🎉 If your income is ₹7 lakhs, the new tax regime is a no-brainer because of the rebate - you pay zero taxes! 🙌 But if you earn ₹20 lakhs and have investments and deductions exceeding ₹7.1 lakhs, the old tax regime could be better for you. 💸 Here’s the good news: I’ve got a FREE personalized income tax calculator that considers everything - your income, investments, HRA, and even capital gains! No more guesswork.💬 Drop a comment below and I’ll DM you the calculator right away! Hurry, it’s free for a limited time only. Let’s make tax season stress-free and save more together! 🙌 [New Tax Regime, Old Tax Regime, Tax Savings, Tax Calculator, Tax Tips, Income Tax, Finance Tips, Investment Planning, Tax Planning, Personal Finance, India, Budget 2025, Chartered Accountant, Nirmala Sitaraman] #incometax #taxsavings #finance #budget2025 #charteredaccountant #investment #taxsavings

SAVE LAKHS ON YOUR HOME LOAN! Don’t ignore this BIG update! Don’t scroll past this unless you want to save big on your home purchase! 🚀 The RBI has reduced the repo rate from 6.5% to 6.25%, and this directly impacts your home loan interest rates. Here’s how you can make the most of it: 📌 Suppose you have a ₹60 lakh loan for 20 years at 8.5% interest. When interest rates drop, you have two smart choices: ✅ Option 1: Reduce EMI Your monthly EMI drops from ₹51,870 to ₹50,700, saving you ₹2.8 lakh in interest over time. Perfect if you want extra cash flow every month! ✅ Option 2: Keep EMI Same & Reduce Tenure Your loan tenure reduces by 14 months, and you save a massive ₹6.5 lakh in interest! This is the best way to become debt-free faster. 💡 Which one should you pick? 👉 Need extra cash every month? Go for Option 1. 👉 Want to save more in the long run? Option 2 is the winner! Now tell me, which option would you choose? Let me know in the comments! 👇💬 [Home Loan, RBI Repo Rate, Loan Interest, EMI, Financial Planning, Personal Finance, Investment Strategies, Money Management, Bank, Savings] #finance #money #investing #loan #interest #rbi #savings

Convert PDF to Excel in 5 Seconds! ✅ #exceltips #productivitytips #caishajaiswal

The Beginning of a Forever Love Story ❤️ #wedding

Happiness is glowing from within 🌼 #haldi

I will help you reduce your tax 💰 Do you that you’re paying MORE tax under the new regime just because you don’t know these deductions! The third one is a game changer - so SAVE this reel now! 📌 1️⃣ Standard Deduction of ₹75,000 for salaried individuals & pensioners. ✅ 2️⃣ Employer’s NPS Contribution – Deduction up to 14% of salary (Govt. employees) & 10% (others) under Section 80CCD. 📉 3️⃣ BIGGEST TAX HACK – Interest on Home Loan for Let-Out Property can be deducted up to the rental income received! 🏡💸 🔁 Share this with your friends & FOLLOW for more tax-saving tips! 🚀 [Tax Saving, Save Taxes, Tax Tips, Tax Planning, New Tax Regime, Old Tax Regime, Nirmala Sitaraman, Income Tax, CA, Money, Finance, Investment, Income Tax Return, CA] #tax #finance #incometax #india #ca #itr #budget

Forever Valentine ❤️♾️ Now & Always #prewedding

Use this 5 second Excel Trick!! AND..... Stop Wasting Time by Manually Adjusting Column Widths! Ever typed something in Excel and then it extends beyond the cell width? Then you have to manually drag and adjust the column width every time? 😩 SO annoying, right? Well, not anymore! If you call me your Excel Coach, let me show you a 5-second trick that will AUTOMATICALLY adjust column widths every time you type! 🎯 👉 Just follow these simple steps: ✅ Right-click on the Sheet Name at the bottom ✅ Click on View Code ✅ On the top left, change ‘General’ to ‘Worksheet’ ✅ Type this: Cells.EntireColumn.AutoFit ✅ Close it, and BOOM! It’s done! 🎉 Now, Excel will automatically resize your columns every single time you enter text! No more manual adjustments, just pure efficiency! 🔥 💡 Cool, right? Let me know in the comments if you found this helpful!👇 That was Day 2 of Revealing New Excel Secrets in 2025 - Stay tuned for Day 3! 🚀 [Excel Tips, Automation, AutoFit Columns, Productivity, Office Hacks, Tech Hacks, Career, Corporate, Microsoft Excel, Finance, Excel Secrets] #excel #automation #productivity #career #corporate #vba #finance

Are you still living in 2005? If not, then Stop Copy-Pasting Columns One by One! Try This Instead... 🚨 Save this Reel right now because this trick will change the way you work with Excel forever! 🔥 ✨ The Magic Formula: =CHOOSECOLS() ✨ 🔹 Select your entire dataset 📊 🔹 Enter the column numbers you want to extract (e.g., 2, 5, 8) 🔢 🔹 Hit ENTER ✅ and BOOM! The selected columns appear in seconds! 💥 But here’s the best part: This trick isn’t just fast - it’s DYNAMIC! That means whenever your original data updates, your extracted columns update automatically! 🚀 Mind-blown? 🤯 Try it out and thank me later! 💯 📅 That was Day 1 of Revealing New Excel Secrets in 2025! Stay tuned for Day 2. 👀 Tag your Excel buddies & share this hack! ⚡ [CHOOSECOLS function, Excel formula, Automation, Data analysis, Excel shortcuts, Advanced Excel, Microsoft Excel, Office productivity, Business tools, Must-know Excel trick, Office hacks, Finance] #excel #skill #productivity #microsoftexcel #career #tutorial #automation

Excel formulas may not solve everything, but =HLOOKUP(‘Perfect Partner’, ‘Life’, TRUE) worked just fine for me! 💍✨ #engaged

Are you Retirement Ready? I attended the IDFC FIRST Bank presents Outlook 40after40 event and got some game-changing insights on securing my future. 🚀 Because retirement isn’t just about saving - it’s about investing right! 🔥 From fun finance activities to expert advice, this event was a wake-up call. 📢 Have you started planning your retirement yet? If not, IDFC FIRST Bank has your back! 💼✅ The best time to start was yesterday. The second-best? TODAY! ⏳💡 [Financial Freedom, Smart Investing, Wealth Creation, Money Management, Investing, Finance Tips for Professionals, Retire Rich, Invest Young, Saving, Career] #money #wealth #investment #retirement #finance #success #IDFCFIRSTBank #AlwaysYouFirst #OutlookMoney40After40 #financialplanning