Brennan Schlagbaum, CPA - Personal Finance Expert

When we started our financial journey... We didn’t just want to pay off debt. We wanted to watch our kids grow up. We wanted to be able to take care of our parents. We wanted to have the freedom to say “no” to anything that didn’t align with our values. 12 years later, I couldn’t be prouder of how far we’ve come. If you want to learn more about our strategy... Follow me and DM me “PROMISE” (I’m showing families how to automate their entire financial life in 30 minutes a month)

These accounts will be all the need (along with good financial discipline) 🤝🏼 Btw, what else would you like to learn about investing for your kids? #family #finance #budgeting #investing #parenting

After becoming a millionaire, I've realized how all millionaires get rich. And it's all about just pulling the right levers at the right time. Of course it's up to you which levers you pull and when. But generally speaking, the sooner you pull them, the better. Honestly, it's that simple. You can literally screen shot these steps and google for specifics. Follow me for more - I’m here to help you fix your family's finances! @budgetdog

It drives me insane... “Keeping up with the Jonses” used to be confined to the neighborhood... But now, everyone on social media compares their REAL life to highlight reels. Here’s a secret: The “entrepreneur” posing in front of a mansion? AirBnB. The “baller” in the Ferrari? Leased. Wealth is what you don’t see. It’s the freedom to say “no,” not the obligation to say “yes” to impress others. Build in silence. Let the results do the talking.

The Full Strategy 👇🏻 1. Comment “FIRE” for a *free* Financial Freedom calculator. 2. Punch in all of your information: -> Age -> Monthly expenses -> Target freedom age -> Current investments -> Monthly contributions -> Average investment returns 3. Hit “Calculate” To Reveal: -> Your unique “Freedom Number” -> Exact monthly investment needed -> Years left until you reach your goal 4. Automate Your Retirement -> Open a taxable brokerage -> Automate monthly contributions based on your Freedom Number -> Invest in low cost ETF’s (I like $VTI and $VXUS) 5. Track And Adjust -> Review progress quarterly -> Increase contributions as income grows -> Update your Freedom Number if expenses change 6. Work Optional Life -> Hit your Freedom Number -> Use the 4% Rule to withdraw your annual living expenses “4% Rule” 👇🏻 Your Freedom Number ensures your living expenses are ~4% of your total portfolio. Because the average ETF returns 8-10% annually... You can withdraw up to 4% without ever running of money. Enjoy work optional life 🤝🏼 PS... If you need the calculator I mentioned earlier, comment “FIRE” and I’ll shoot it over for free 😉

The rich get richer. The poor get poorer. The middle class stay middle class. It’s not genetics... It’s psychology. If you make $100k and want to learn more about our holistic financial strategy... Comment “BEHAVE” (I’m teaching people how to automate their entire financial lives)

What would you do with your $5k? Let me know in the comments 👇🏻

You don’t need to pinch pennies to get rich...

A strong relationship isn’t two people looking at each other... It’s two people looking in the same direction. If you make $100k+ and want fix your finances with your partner... Comment “HEART” and I’ll see if I can help

Financial Freedom is an hour away. The answer lies within 😄

This “simple” strategy could: -> Turn a $75k salary into $1M in 14 years -> Cut 2/3rds of your taxes for the entire process Obviously... Not everyone makes $75k. Not everyone can live on $40k. But it just goes to show... A little bit of education can go a LONG way for your finances. As always, this isn’t financial advice. Do your own research before committing to something like this... And follow me @budgetdog for more 🤝🏼

It might sound weird... But I didn’t learn personal finance for my CPA 🤯 While I was doing financial audits for top companies... My wife and I were silently drowning in debt. School didn’t get us out. The government didn’t get us out. Financial advisors didn’t get us out. We did. In this day and age, the ONLY person you can trust to fix your finances is you. If you make $100k+ and want to learn what school didn’t teach you about money... DM me “75” and we’ll talk 🤝🏼 PS: IF you’re looking for book recs, these are a few I love: 1️⃣ The Psychology of Money (Morgan Housel) Takeaways: 🎯 Behavior beats brilliance 🎯 Make compounding your ally 🎯 Know when enough is enough 2️⃣ Money Master The Game (Tony Robbins) 🎯 Financial freedom is simple (just not easy) 🎯 Diversify and protect your downside 🎯 Automate and stay consistent 3️⃣ Coffee House Investor (Bill Schultheis) Takeaways: 🎯 Keep it simple and invest in index funds 🎯 Diversify across assets 🎯 Ignore market noise and stay the course 4️⃣ Atomic Habits (James Clear) Takeaways: 🎯 Get 1% better everyday 🎯 Take one bite at a time 🎯 Build systems to better your life 5️⃣ The Roadmap To Financial Freedom (Yours Truly 😉) Takeaways: 🎯 How anyone can build real wealth 🎯 How to set up your own portfolio 🎯 How to save hundreds of thousands in fees Wherever you are in your financial journey... There are resources out there to help. And if you ever need more personalized support... DM me “75” and I’ll see what I can do 🥂