The Financial Coconut 🥥 - SG’s 1st #Business #Finance Podcast

Hey there, new Coconuts! 🌴 Welcome to The Financial Coconut—Singapore's #1 financial literacy podcast network! Since you're new here, let us show you around: we bring you top-notch insights on finance, career growth, and business strategies in English, Bahasa, and Chinese. Check out our shows to kickstart your financial journey and level up your money game, one episode at a time! 🎧💼 For more insights, swipe right 👉 and check out our link in bio! #FinancialLiteracy #InvestSmart #WorkSmart #RetireWell #TheFinancialCoconut

Looking for fresh inspiration to elevate your life? 🌟 Stay connected with us across all platforms and let new ideas come to you! Whether it’s through our website, Instagram, or Telegram, we’re here to bring you the latest insights to keep you inspired and motivated. Check our link in bio! #InspireYourself #StayConnected #ElevateYourLife #TheFinancialCoconut

Direct access to Ask TFC Anything: 1. Check our link in bio, or 2. Comment "TFC" here, or 3. DM us your questions directly, or 4. Bravely share your questions below Got burning questions about finance, investing, career moves, or housing in Singapore? We’ve got you covered! Ask us anything, and we’ll break it down with expert insights—through our podcasts, blogs, and videos to help you make smarter decisions. Drop your questions in our DMs, or comment “TFC” to gain access to share us your questions. Selected questions will be included in our upcoming content! #AskTFCAnything #money #financialfreedom #careergrowth #investing #singaporelife #TheFinancialCoconut #BTO #RetireWell #CPF

😰 Feeling the weight of stress? You’re not alone. 79% of Singaporeans report feeling stressed, with cost of living, financial worries, and uncertainty about the future being the top causes. 🏠💰💼⁠ ⁠ Stress doesn’t just affect your mood—it disrupts sleep, causes health issues, and impacts work performance. 💤💥 But the good news? Awareness is growing, and more Singaporeans are prioritizing mental health. 🧘‍♂️💚⁠ ⁠ What’s your biggest stressor, and how do you manage it? Share your thoughts below! ⬇️⁠ ⁠ #career #burnout #singaporeworklife #worklifebalance #careersg #corporatelife #highstressjobs #toxicworkculture #workload #9to5 #jobstress #workplacewellness #careerburnout #stressmanagement #selfcare #overworked #worklifebalancegoals #mentalhealthawareness #mentalhealth #corporatestress #workplaceculture #financialstress #busylife #hustleculture #anxietyrelief #mindfulness #workmotivation #jobsg #tfcdatabites #thefinancialcoconut

🚨 Is work stress taking over your life? 🚨⁠ ⁠ From high-pressure jobs to the relentless grind, workplace stress is real—especially in Singapore! 💼🔥 Many professionals are struggling with work-life balance, long hours, and unrealistic expectations. Is it time to rethink the way we work? Drop your thoughts below! ⬇️⁠ ⁠ #workstress #lawyer #compliance #paramedic #career #mentalhealthatwork #burnout #singaporeworklife #worklifebalance #careerstruggles #corporatelife #highstressjobs #toxicworkculture #workload #9to5 #productivity #jobstress #employeeexperience #workplacewellness #careerburnout #stress

Piyush Gupta is leaving DBS with a 56% pay bump, bringing his 2024 total to S$17.6M—plus a S$2.5M ‘thank you’ bonus before he steps down on March 28. 💸 A pretty enviable farewell package 👀⁠ ⁠ Meanwhile, DBS is also making major moves in AI. Over the next 3 years, 4,000 temporary jobs will be cut as AI takes over, but 1,000 new AI roles will be created. Gupta admits this shift makes job creation trickier than ever: “For the first time, I’m struggling to create jobs.”⁠ ⁠ His successor, Tan Su Shan, is set to make history as DBS’s first female CEO. With AI reshaping banking, all eyes will be on how she leads Singapore’s biggest bank into the future. 🚀⁠ ⁠ Thoughts on this shake-up? Let’s discuss. 👇💬⁠ ⁠ #DBS #DBSBank #BankingNews #FinanceNews #Money #CEO #Leadership #AIRevolution #AI #FutureOfWork #Fintech #SingaporeFinance #Investing #WealthManagement #MarketTrends #CorporateNews #tfc #cocoquote #tfcdatabites #sgbanks #layoffs #retrenchment #jobs

ejection in salary talks isn’t the end—it’s just the beginning. Too many professionals avoid negotiating because they’re scared of “no.” Rejection doesn’t close doors; it plants seeds for future raises. Every conversation builds a foundation, so you’re never starting from scratch. Plus, advocating for yourself shows leadership—a skill employers love. Reframe negotiation as an opportunity, not a risk. After all, what’s the worst that could happen? Spoiler: It’s probably not as bad as you think. So… What’s one small step you can take today to reframe rejection and start planting those seeds? Check the full episode on: YouTube: https://linktw.in/EuSMHZ Spotify: https://linktw.in/uQeEPF Apple podcast: https://linktw.in/bLAoOp Subscribe to our newsletter for more ideas to Work Smart, Invest, and Retire Well:⁠ https://linktw.in/mheEtZ Comment “$” for full ep link #TheFinancialCoconut #WiseandShine #salary #negotiate #worth #salarynegotiation #worksmart #careersg #podcast #podcastclip

With global trade tensions rising, Singapore must prepare for prolonged uncertainty, said President Tharman Shanmugaratnam at SCCCI’s 62nd installation ceremony⁠ ⁠ But instead of waiting for the storm to pass, he outlined a three-pronged strategy to strengthen Singapore's economic and social resilience:⁠ ⁠ 1️⃣ Expanding global partnerships – Strengthening ties with ASEAN, China, the US, India, and Europe, while exploring new opportunities in Africa and Latin America. 🌍✨⁠ ⁠ 2️⃣ Developing advanced skills & business capabilities – Helping enterprises adapt, upskill, and stay competitive in a shifting economic landscape. 📈🔧⁠ ⁠ 3️⃣ Deepening social resilience – Fostering a strong community where all Singaporeans can thrive, regardless of background. 🤝🇸🇬⁠ ⁠ “There is much ahead of us. But this will be a journey that ultimately defines why we call ourselves Singaporeans. Not just Singaporeans by birth or because we take on Singaporean citizenship, but because of what we contribute to each other.⁠ ⁠ And how together we make this a society where everyone – regardless of race, religion or social background – can live a life of dignity, and feel respected by others.” – President Tharman⁠ ⁠ 🔗 Source: The Straits Times⁠ ⁠ #SingaporeEconomy #Resilience #GlobalTrade #EconomicGrowth #FutureReadySG #InvestSmart #ASEAN #Business #FinancialIndependence #SustainableGrowth #Upskill #jobs #Innovation #Singapore #StrongerTogether #TheFinancialCoconut #tfc #cocoquote #tradewar #china #america #economy #community ⁠ ⁠

During the recent Budget debate, Prime Minister Lawrence Wong dismissed claims that the GST hike had "turbocharged" inflation. Opposition Leader Pritam Singh had questioned the government’s decision to raise GST, arguing that it significantly drove up prices.⁠ ⁠ If GST had really “turbocharged” inflation, PM Wong argued, we wouldn’t have seen such a drop in overall inflation levels. He also highlighted that MAS had assessed the impact of GST on inflation to be transitory—a one-time price increase, not an ongoing driver of inflation.⁠ ⁠ 📊 Why Increase GST?⁠ The government defended the GST hike as a necessary move to sustain Singapore’s long-term financial health. PM Wong explained that even before the pandemic, healthcare and social spending were rising. While property and income tax hikes helped, they weren’t enough to cover increasing costs.⁠ ⁠ Without the GST increase, Singapore would have ended the last financial year in a deficit—meaning less funding for essential services and support for Singaporeans. The government also introduced a GST Assurance Package to offset the impact, delaying the effects for most households for at least five years.⁠ ⁠ Pritam Singh argued that based on MAS forecasts, the GST hike contributed up to 40% of core inflation in 2024, hence the term "turbocharged." PM Wong disagreed, saying that this perspective was flawed and that Singapore must prioritise long-term stability over short-term populism.⁠ ⁠ 💬 So, what do you think? Did the GST increase really drive inflation, or was it just one of many factors? Let’s talk in the comments! 👇🏽⁠ ⁠ Source : CNA⁠ ⁠ #SingaporeEconomy #GST #InflationSG #MoneyMatters #FinanceSG #BudgetDebate #SingaporeFinance #CostOfLiving #SmartMoneySG #FinancialPlanning #SingaporeNews #Economy #VAT #InvestSmart #WorkSmart #SGbudget #lawrencewong #tfc #thefinancialcoconut #cocoquote #tfcdatabits

From affordability concerns to long wait times for medical appointments, these stats reveal the public sentiments towards healthcare worldwide Singaporeans are feeling the pinch, with outpatient services, hospitalisation, and preventive care becoming costlier. But why aren’t more people taking action? 🚨 Do you agree or disagree with the sentiments in SG? Drop your thoughts in the comments! 👇 #TFCDataBites #tfc #thefinancialcoconut #manulife #HealthcareCosts #healthcare #MedicalInflation #inflation #SingaporeHealthcare #FinancialPlanning #HealthInsurance #RisingCosts #MoneyMatters #CostOfLiving #MedicalBills #Appointments #Insurance #SGHealth #personalfinance #health #expensive #affordability #medical

Timing is EVERYTHING when asking for a raise! If you're waiting until your annual review to bring it up, you're already too late. By then, budgets are finalised and decisions are locked in—leaving you with the dreaded "maybe next cycle" response. Smart professionals plant the seeds months in advance. Start having regular check-ins with your manager now. Share those glowing client testimonials, discuss your wins, and keep your achievements visible. These ongoing conversations create the perfect foundation for when you finally make your move. The secret isn't just knowing your worth—it's strategic timing. When was the last time you had a career conversation with your manager that wasn't during a formal review? Comment “$” for full ep link Full episode out on YouTube/ @TheFinancialCoconut For more resources, check out our link in bio #TheFinancialCoconut #WiseandShine #salary #negotiate #worth #salarynegotiation #worksmart #careersg #salaryraise #salarygrowth #podcast #podcastclip

Who says you have to suffer through burnout to earn a good salary? According to Indeed, there are plenty of careers in Singapore that offer both financial security and work-life balance. 🌿📊⁠ ⁠ Here are some of the top low-stress, high-paying jobs:⁠ ⁠ 🔹 Professor – $189,404/year 🎓⁠ ✅ Teach, research, and mentor the next generation—without the chaos of corporate life.⁠ ⁠ 🔹 Economist – $107,925/year 📈⁠ ✅ Analyse economic trends, help businesses predict demand, and (hopefully) prevent recessions.⁠ ⁠ 🔹 Actuary – $99,460/year 🔢⁠ ✅ Use math to assess financial risk—perfect for those who love numbers but hate unpredictability.⁠ ⁠ 🔹 Dentist – $96,711/year 🦷⁠ ✅ Steady hours, good income, and happy patients (if they floss 😉).⁠ ⁠ 🔹 Database Administrator – $94,932/year 💾⁠ ✅ Keep data organised and secure—ideal for problem-solvers who enjoy quiet work environments.⁠ ⁠ 🔹 Secondary School Teacher – $77,628/year 🍎⁠ ✅ Shape young minds while enjoying school holidays (and hopefully fewer emails after hours).⁠ ⁠ 🔹 Librarian – $62,212/year 📚⁠ ✅ Manage books, help people, and work in a peaceful environment⁠ ⁠ Would you choose high salary or work-life balance? Comment below!⁠ ⁠ #TheFinancialCoconut #tfcdatabites #tfc #WorkSmart #InvestSmart #RetireWell #CareerSuccess #career #stress #WorkLifeBalance #SingaporeJobs #CareerGrowth #SmartCareerMoves #LessStressMoreMoney #WealthBuilding #JobHunting #ProfessionalGrowth #SalaryGoals #SingaporeCareers #FinancialFreedom #DreamJob⁠ ⁠ ⁠ ⁠ ⁠ ⁠ ⁠ ⁠