Shay Davis | Credit & Consumer Educator | Business Coach

I’m as humble as they come but in case you didn’t know I am really that girl!! Congratulations to another one of our clients on getting one step closer to their credit and financial goals!!! 🎉🥂 🚀💳🔥 Who’s next? Link in bio to get started with a consultation

This is why your letters are a DEAD END!!! Follow these tips and wait for the results! Need dispute assistance and strategies that work❓ Comment or DM “credit” Follow me @shaydavis for all things credit, money and business

🗣Check your credit report to make sure ALL MEDICAL DEBT is REMOVED! The CFPB stated this final rule will remove billions of dollars of medical debt from credit reports and end unfair debt collection practices 👏🏾 With about 15 million Americans being affected I wouldn’t be surprised if you have to take matters into your own hands and send them a letter to ensure it’s removed ASAP! 💎Use this template and send certified mail with your ID! Follow @shaydavis for all things credit Want the template! DM or comment “medical”

🚀 My client is now even closer to her financial goals, and this is just the beginning! This is what happens when you take action and trust the process. 🚀💳💰 Who’s next? comment or dm “credit” for a consultation #CreditBoost #FinancialFreedom #NextUpFinancial

Y’all be stressing me out! But by all means look up the FDCPA, see that you have rights you and then decide if you want waste money and time or actually fix the problem! Collections from credit cards, loans, utility bills, apartments and more can be disputed ✅ Comment or DM “credit” for assistance

So when I say YOU HAVE RIGHTS AS A CONSUMER this is what I mean. ✅The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 promotes accuracy, fairness and completeness ✅You can force the credit reporting agencies to investigate and remove inaccurate items Comment or DM “credit” for assistance #financialfreedom #goalgetter #consumerlaw #creditrepair #financialliteracy #creditrestoration #creditscore

I really love this for them! 🎉🎉💪🏾💪🏾 High credit scores and reaching goals all 2025!! Click the link in my bio to be next ⬆️

📌One of the main reasons your disputes keep coming back “verified” These secondary reporting agencies have pages and pages of information that you might not even know is out there so imagine how false it can be. Just freezing the reports is not enough! DISPUTE✅ Comment or DM “CREDIT” for help or CLICK THE LINK IN MY BIO 🔗

I wish someone would’ve told me 15 USC 1681 and 15 USC 1692 are literally the code to better credit! The legal way📌 Why? ⤵️ Congress passed these laws to protect consumers and ensure accurate and fair credit reporting and practices. How⤵️ Understanding how to read your credit report and how to assess then create a strategy using the Fair Credit Reporting Act and Fair Debt Collection Practices Act can help you correct, remove and update inaccurate information that’s keep your scores low. ⏰If your score starts with a 3,4,5 or 6 we offer dispute assistance. Comment or DM “credit” NOW

Stop what you’re doing and listen to me! If you’re struggling with your credit, I’m here to help YOU! What we do: ✅Restore your credit ✅Credit education ✅Help you rebuild and maintain excellent credit ✅Save you money from paying collections not legally owed Comment or DM “credit” for assistance.Link in bio #FinancialFreedom #CreditRepair #BizgoalGetter #FinancialHealth #CreditScoreBoost #RebuildYourCredit #LowerInterestRates #MoneyManagement #DebtFreeJourney #CreditRestoration #FixYourCredit #GoalGetter #ShayDavis #TakeControlOfYourFinances #SuccessStartsHere

You DO NOT have to hide from debt collectors! With my clients that first letter or text message could be a violation under the FDCPA that we use to advocate for their rights. 💎Under 15 USC 1681n consumer are entitled to compensation 💪🏾💪🏾 If you’re receiving letters, calls and especially text messages from debt collectors ⤵️⤵️⤵️ Comment or DM “credit” or Link in bio for a consultation 📌

Round 1 Results ✅21 items removed (collections and inquiries) ✅2 late payments updated to paid ✅$4,736 total debt removed so far Please stop waiting 7 to 10 years for the items to just to fall off. You can have good credit now. ☎️Link in bio for a credit assessment so we can see how you can get your own results like this💪🏾